David Tellier - Cameron Real Estate Group



Posted by David Tellier on 4/26/2018

Selling a home may prove to be difficult, particularly for individuals who strive to maximize their day-to-day productivity. In many instances, the time and costs associated with listing a home, promoting it to potential buyers and performing other home selling tasks can add up quickly. But if you know how to act as a productive home seller, you should have no trouble maximizing the time and resources at your disposal.

What does it take to become a productive home seller? Here are three tips to help you maximize your productivity throughout the home selling process.

1. Remove Clutter

Clutter will only slow you down during the home selling cycle. As such, you'll want to do everything you can to minimize clutter prior to listing your residence.

Artwork, photographs and other personal mementos in your home should be placed in storage until you sell your residence. That way, you can free up space in your house, as well as make it easy for homebuyers to envision what life might be like if they acquire your residence.

Also, if you have items that you no longer need, don't hesitate to sell or donate these items. And if you own items that are broken or damaged, you should dispose of these items altogether.

2. Understand the Home Selling Process

When it comes to the home selling process, it pays to be diligent. If you understand what to expect before you list your house, you'll be better prepared than ever before to handle any home selling challenges that might come your way.

Furthermore, think about the buyer's perspective during the home selling cycle Ė you'll be glad you did. A homebuyer wants to find a home that delivers exceptional value. As a home seller, you'll want to do whatever you can to show a buyer that your house is the ideal choice.

For home sellers, it pays to consider what you'll need to do to promote your house to the right groups of potential buyers. If you plan ahead and learn about the home selling process, you can make informed choices that may help you get the best price for your residence.

3. Collaborate with a Real Estate Agent

A real estate agent is committed to client satisfaction, and as a result, will go above and beyond the call of duty to help you maximize your productivity. This housing market professional will offer expert recommendations throughout the home selling journey to make it simple to achieve your desired results. Plus, he or she will set up home showings, keep you up to date about offers on your house and much more.

It helps to hire a real estate agent who understands the ins and outs of the housing market in your area. With this real estate agent at your side, you can quickly and effortlessly navigate the home selling cycle.

Stay productive as you sell your house Ė use the aforementioned tips, and you can increase the likelihood of a quick, seamless home selling experience.




Categories: Uncategorized  


Posted by David Tellier on 4/20/2018

This Condo in Chelmsford, MA recently sold for $136,000. This Garden style home was sold by David Tellier - Cameron Real Estate Group.


180 Tyngsborough, Chelmsford, MA 01863

North Chelmsford

Condo

$135,000
Price
$136,000
Sale Price

4
Rooms
2
Beds
1
Baths
Why rent when you can own your own home and start building some equity? This is a nice unit in a well-cared for brick building. It has hardwood floors and an updated kitchen and bathroom. Laundry facilities are located in Bldg. B next door. Great location with a nice view of the Merrimack River. Easy access to Route 3 and City Bus stop (Route 17) stops in front of unit. One indoor cat is allowed. Great opportunity for first time buyer to get into home ownership, or for an investor. Quick closing is possible.

Similar Properties





Tags: Real Estate   Condo   Chelmsford   01863  
Categories: Sold Homes  


Posted by David Tellier on 4/19/2018

Moving is an exciting time. Whether youíre moving across town, state or country you get to create a clean slate to build your home and life upon. But for children, this can be a confusing and scary time. Routine and familiarity are comforting for children and a move shakes up the very foundation they are used to.

But you donít have to leave your child in the dark. There are several things you can do to help better prepare your child for the big move. By taking the time to spend with your child discussing the changes ahead. As you start house hunting and throughout the moving process involve your child where possible.

Keep an open dialogue with your child. Ask them what they are excited for and what their fears may be. Collect books either from the library or for your family bookshelf on stories about moving. Reading stories helps children process their feelings and become more familiar with the process. Using storytime is a great way to create a natural conversation about moving with your child.

If possible bring your child to walk or ride their bike around the new neighborhood. Take note of any parks, playgrounds or schools in the area your child may be interested in. If they have a hobby such as dance or soccer look up information about the classes and teams. Talk about the similarities and differences they will experience.

Take the time to research information about the new school they will be attending. What will be the same? What will be different? Ask if your child has any specific questions for you to seek out answers while you do your research to help ease them into the transition. 

Assure your child they will be able to stay in touch with friends and family. Collect contact information from their friends as well as the form of communication their parents are comfortable with. Offer options like sending letters, scheduling video chats and visiting the area. 

Even if youíre child is especially excited about the move itís a good idea to keep things as similar as possible. Refrain from changing out furniture and bedding right away. And if possible maintain your usual schedule throughout the days and weeks ahead. Sticking to a familiar routine will be soothing for your child as they transition to their new environment.

Moving is a big change for children and often their first major life transition. And while they may feel confused or scared you can ensure they feel understood. By keeping an open conversation with them throughout the process you can cater to bother their excitement and fears. A new home can create both a clean slate and more importantly an opportunity to bring your family even closer together.




Tags: children   moving   preparation  
Categories: Uncategorized  


Posted by David Tellier on 4/5/2018

Thereís many different myths about buying a home that may have been presented to you as fact. All of these rumors could have you believing that being a home owner is a dream. Here, weíll debunk some of the most common misconceptions about home buying and give you the tools to solve any issues that you may come across in the process of securing a home loan.


If You Donít Have 20% To Put Down On A Home, You Canít Buy


Many conventional loans do require a 20% down payment on a home. Thereís also many different loans available that may suit your needs. From Federal Housing Administration loans to Veteranís programs to down payment assistance programs, thereís many different things that can be done to help you buy a home. Keep in mind that any time you put less than 20% down, youíll need to provide additional mortgage insurance, also known as PMI or private mortgage insurance.  


If Your Credit Score Is Terrible Youíre Out Of Luck

If you want really good mortgage rates, having great credit is very important. If your credit score is low, your rates tend to be much higher. A really low credit score could keep you from getting a loan completely. FHA loans allow you to still qualify for a loan with a credit score as low as 580.


You Need To Make Bank To Get Money From The Bank


Monthly annual income is just one of the factors thatís considered when it comes to getting a loan to purchase a home. Your debts matter just as much if not more. People with significant credit card debt and other loans may be denied a home loan even if they have a substantial income. 


Youíre In The Clear If Youíre Pre-Qualified


Pre-qualification is much different than pre-approval. Pre-qualification involves giving your lender basic information about your finances in order to estimate how much of a loan you can get. This will give you a ballpark figure of about how much youíll be able to borrow. Of course, this is very helpful in the home search process, but youíre not done. To get pre-approved, youíll need a complete mortgage application in order to have your complete financial background check and credit rating.  


If Youíve Met One Real Estate Agent, Youíve Met Them All


This couldnít be further from the truth. Your relationship with your real estate agent is going to be quite close. Youíll need to share somewhat personal information in order to secure a house youíll love. Agents are involved in one of the biggest decisions that youíll ever make. Each agent has his or her specialties and knows different neighborhoods better than others. Definitely go with a real estate agent that you feel comfortable with and knows their stuff.  


Closing Costs Arenít Your Responsibility


Sometimes, sellers do pay the closing costs in the sale of a home. It all depends upon how the negotiations go with the home. Youíll need to be prepared for upfront costs in buying a home. These include a credit check, attorney fees and property insurance. As a buyer, youíll be paying anywhere between 2 and 5 percent of the purchase price of the home.  


Itís important to be prepared and to stay informed in order to make sound financial decisions throughout the process of purchasing a home. Everything will be that much more exciting when you have all of the pertinent information that youíll need.




Categories: Uncategorized  


Posted by David Tellier on 3/29/2018

Let's face it Ė the homebuying journey may prove to be an expensive experience. If you're not careful, you risk overspending to acquire your dream house. On the other hand, if you purchase a home without identifying underlying structural problems, you risk costly home repairs down the line.

Ultimately, it helps to establish a budget for the homebuying journey. If you have a budget in place, you can increase the likelihood of having the necessary funds on hand to overcome many potential homebuying hurdles.

You should have no trouble creating a homebuying budget, either. In fact, here are three tips to help you put together a budget for the homebuying journey.

1. Assess Your Financial Situation

If you intend to purchase a house in the foreseeable future, you'll want to take a close look at your finances. By doing so, you may be able to reduce your monthly spending and use your savings to accelerate the homebuying journey.

It often helps to assess your daily, weekly and monthly expenses. Then, you may discover bills that you can cut from your everyday budget.

For example, you may enjoy dining out regularly, but cooking at home may prove to be more cost-effective. And as you reduce your dining expenses, you can save money that you can use toward the down payment on a new house.

2. Obtain Your Credit Score

Believe it or not, your credit score can make a world of difference in your quest to acquire a house. If you check your credit score, you may be able to find ways to improve your credit score prior to kicking off a house search.

You are eligible to receive a free copy of your credit report from each of the three reporting bureaus (Experian, Equifax and TransUnion). Take advantage of this perk, and you can learn your credit score in no time at all.

Remember, your credit score may have a major impact on your ability to land a favorable mortgage. And if you find that you have a below-average credit score, you then can pay off outstanding debt to improve it before you start your search for a new home.

3. Get Pre-Approved for a Mortgage

Pre-approval for a mortgage is ideal. With a mortgage in hand, you can enter the real estate market with a budget for buying a house.

To get pre-approved for a mortgage, you should meet with banks and credit unions. These financial institutions can offer insights into a variety of mortgage options and help you make an informed mortgage selection.

Lastly, as you prepare a homebuying budget, you may want to collaborate with a real estate agent. This housing market professional can help you hone your home search to residences that fall within your price range. Perhaps best of all, a real estate agent will make it simple for you to avoid spending too much to acquire your dream house.

Get ready to buy a house Ė use the aforementioned tips, and you can establish a successful homebuying budget.




Tags: Buying a Home   budgeting  
Categories: Uncategorized