David Tellier - Homefitter Realty, LLC



Posted by David Tellier on 12/13/2018

What happens if you receive an offer on your home that fails to meet your expectations? Ultimately, you may want to decline the offer. But before you do, there are several questions you'll want to consider, including:

1. Is the offer "fair"?

Let's face it – one home seller's definition of a "fair" offer may differ from another's. However, an informed home seller will be able to differentiate a "lowball" offer from a strong proposal.

A lowball offer typically fails to account for a home's condition and the current state of the housing market. As such, this proposal may fall far below a home seller's initial asking price.

On the other hand, a strong proposal may meet or surpass a home seller's initial asking price. This offer likely accounts for a home's strengths and weaknesses, along with the needs of a both the homebuyer and home seller.

2. Are there any other offers on the table?

If you receive an offer on your home, you'll probably have one to two days to decide how to proceed. And if you have multiple offers in hand, you likely have a lot to think about in a short period of time.

In some cases, the best offer is not necessarily the highest offer, and for good reason.

For instance, a homebuyer may submit an offer on a home that exceeds a home seller's initial asking price. But if this homebuyer has not been pre-approved for a mortgage, he or she likely will need to obtain financing to proceed with a home purchase.

Conversely, a homebuyer who has been pre-approved for a mortgage knows exactly how much money is at his or her disposal. When this homebuyer submits an offer, he or she may be better equipped than other homebuyers to acquire a residence.

3. Can I afford to be patient?

Consider your timeline as you debate whether to decline an offer.

If you're in no rush to sell your home, you can afford to be patient with offers on your house. Or, if you want to relocate to a new address as soon as possible, you should price your home aggressively from the get-go.

4. If I decline an offer, what will happen next?

After you decline an offer on your home, the homebuyer has the option to submit a new proposal or move on to other houses.

As a home seller, it is important to take an informed approach to home offers. With a real estate agent at your side, you should have no trouble making the best decisions on any proposals.

A real estate agent understands the ins and outs of the housing market and can help you evaluate all offers on your residence. He or she can provide you with honest, unbiased real estate recommendations and ensure you can get the best results during the home selling journey.

Collaborate with a real estate agent – you'll be glad you did. A real estate agent will enable you to evaluate home proposals and maximize the value of your house.




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Posted by David Tellier on 12/6/2018

Moving into your first home can mean steeper electric bill than you are used to. All those small differences can feel like they have added up quickly. Or perhaps it’s not your first home but you want to start this one off on the right, economical foot.

Here’s your guide to using electricity wisely and start saving on your bill each month.

Cut back on hot water use.

Heating water is expensive. Cut back on how much you spend by taking shorter showers or cooler ones if you like a particularly hot shower. Purchase laundry detergent designed to clean well in cooler temperature water and start running your loads on the cold or warm cycle instead of hot.

Unplug unused electronics.

You might think that when a device is turned off it is no longer using power but if it is still plugged into the wall it is still taking it in. Instead of just switching off corded devices unplug them after use too. Alternatively, plug systems into a power strip to make it easier to manage and not have to unplug five different devices each time you power down. You can also invest in new technology that allows you to create smart outlets. You’ll be able to turn off devices from the other room or even while out of the house. You will also be able to hone in on which electronics are using the most energy and create a plan of action to course correct the problem.

Manage your home’s temperature.

If you have electric heat lowering the temperature by even just a couple of degrees can make a big difference in the long run. Make it even easier to manage and monitor by installing a smart thermostat like Nest. You’ll be able to set up schedules and reminders as well as see actual data to your energy usage.

It’s also wise to invest in smart blinds which can be scheduled to open and close at certain times of the day. Namely, you want them to be closed to keep the afternoon sun out in summers and let in during the winters.

Ditch big energy hogs.

Unplug your second fridge and/or freezer. At the very least do a cost analysis to determine the extra space truly saves you in the long run in comparison to the expense on your electric bill. Hang dry your laundry to really save on energy usage. Install a line outside for fresh, sun-warmed laundry and pick up a rack for those cold and rainy months.

There are a lot of different ways to save on energy each month. Some add up to just a few dollars of savings over the year while others make an impact you can see month to month.





Posted by David Tellier on 11/29/2018

Aromatic oils have been used for millennia by cultures like the ancient Greeks and Egyptians for use in medicines and ointments. And, to this day, many of us use products containing essential oils, such as perfumes, shampoo, cleaning supplies, and even the food we eat.

More recently, essential oils have become a popular DIY ingredient for household items. In this post, I’m going to share with you some of the many household uses for essential oils and break down which oils are suited for each purpose.

Read on for tips on using essential oils in your home.

Oil diffusers


Perhaps the most common use for essential oils is in an oil diffuser that emits an aromatic steam into the air of your home. Oil diffusers are great for a desktop that you work by, particularly in the winter time when the air tends to be dry. This mist can help mitigate the effects of dry air on your throat and nasal passage, and emit a pleasant air freshening odor into the room.

There are several oils and oil blends that are used in oil diffusers. Some of the most common oils used are lavender, peppermint, and several citrus-scents like lemon, bergamot, and wild orange.

When using an oil diffuser, be sure to use only a few drops of the oil--using too much can become easily overpowering and even irritating to the skin, nose, and eyes.

Room mists

Many top-brand air fresheners use essential oils as part of their ingredients. However, they also contain a number of other additives that you might not enjoy. Essential oils give you the ability to create a blend that works for you.

Combine water with a few drops of essential oils into a spray bottle for a refreshing room mist. This solution can even be used on most fabrics--however, just like with an oil diffuser, make sure you don’t put too many drops of essential oils in your solution to protect your fabrics.

Cleaning solutions

Cleaning supplies can get expensive very quickly. Fortunately, the ingredients to make a simple all-purpose cleaner are cheap and can make over a gallon of solution that you can keep refilling as needed.

Vinegar and water-based cleaning solutions often incorporate a few drops of essential oils like peppermint, lemon, and other fresh, “clean” smelling scents.

The best part? These solutions are made from non-toxic ingredients that can typically be used on your countertops, inside microwaves, and on other surfaces that food may come into contact with.


A quick warning: essential oils are made by distilling vast amounts of plant material into very concentrated oils. This means that the oils are exponentially more potent than their plant counterparts. Overuse can easily cause rashes and irritation, so use sparingly, avoid contact with your eyes when working with oils, and always read instructions before use.




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Posted by David Tellier on 11/15/2018

When we decorate and organize our homes, few of us give more than a passing thought to the way our choices will affect our mood and behavior in our home. Most of us simply organize and decorate based on what we like on a whim.

There are, however, entire fields of study devoted to the way our environment affects us (environmental psychology), and ways we can engineer and design our environments to change our moods and behaviors.

If you’ve ever visited a big city like New York you will likely have noticed an example of this firsthand in city parks.

When you sit down on a park bench, you’ll likely find that it isn’t the most comfortable place to sit. There’s more than just a tight budget at play here. Many engineers who plan parks use the idea of “unpleasant design.” They create benches with the intention of dissuading people from lying down  the benches by making them curved or putting arm rests in the middle of them.

In the same way that a city park can be designed to affect your behavior, your home can as well. In this article, we’ll give you some tips on how you can better arrange and decorate your home to have a positive impact on both your mood and behavior.

Organize to your advantage

Many of us think of our homes as the opposite of work--it’s a place we relax after a long day. However, there are a number of chores and tasks you’ll complete at home that can be optimally engineered to save you time.

One simple example is to think about the placement of the items you use in the kitchen. Is your trash can far from the countertop, requiring you to constantly walk away to toss out scraps?

A good way to find out the needless extra work you’re doing around the house is to take note of how you go about your daily routine. This will give you insight into areas where you might better use your time.

Declutter for productivity

Whether you work from home frequently or you just need a quiet place to do taxes or pay bills, a home office can be a good way to avoid distraction. That is, until you fill your home office with distractions.

When organizing your office, think about the content of it. For most people, a decluttered minimalist environment is most conducive to work. Leave out the television, keep your cell phone at bay, and don’t cover your desk in papers that you’ll constantly be rearranging.

Similarly, your computer needs to be tailored to productivity as well. We all know how tempting it is to head over to Facebook or Reddit when we should be focusing on work. A good way to help break this habit is to utilize a time tracking app that lets you know when it’s time for a break. Alternatively, you can use an extension or add-on for your browser that blocks sites like Facebook during the time you specify.

Colors matter more than you think

Each room in your home serves a different purpose. The kitchen is a place of activity and conversation, the bedroom is one of relaxation, and the home office one of focus.

Studies have shown that there is a correlation between the colors and brightness of the room we are in and our moods.

So, when you’re decorating a room in your home, think about the type of colors that fit how you would like to feel in that room.




Tags: home decor   home design  
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Posted by David Tellier on 11/8/2018

For those who want to acquire a house, it helps to get your finances in order. That way, you can quickly and effortlessly navigate the homebuying journey without having to worry about how you'll afford your dream house.

There are many quick, easy ways to straighten out your finances before you embark on the homebuying journey, such as:

1. Assess Your Credit Score

Your credit score ultimately can play a major role in your ability to secure a great mortgage. If you understand your credit score, you may be able to find ways to improve it prior to conducting a home search.

It is important to remember that you are entitled to a free copy of your credit report annually from each of the credit reporting agencies (Equifax, Experian and TransUnion). Request a free copy of your credit report today, and you can take the first step to evaluate your credit score.

If you find that your credit score is low, there is no need to worry. You can always pay off outstanding debt to improve your credit score over time.

Also, if you identify any errors on your credit report, you'll want to address these mistakes immediately. In this scenario, you should contact the agency that provided the report to ensure any necessary corrections can be made.

2. Look Closely at Your Monthly Expenses

When it comes to buying a house, it generally helps to have sufficient funds for a down payment. The down payment on a house may fall between 5 and 20 percent of a home's sale price, so you'll want to have enough money available to cover this total for your dream residence.

If you evaluate your monthly expenses, you may be able to find ways to save money for a down payment on a house.

For example, it may be beneficial to cut out cable TV for the time being and use the money that you save toward a home down payment. Or, if your dine out frequently, cooking at home may prove to be a substantial money-saver that could help you speed up the process of saving for a down payment.

3. Get Pre-Approved for a Mortgage

With pre-approval for a mortgage, you can enter the housing market with a budget in hand. Then, you'll be better equipped than ever before to narrow your search to houses that fall within your price range.

To get pre-approved for a mortgage, you'll want to meet with banks and credit unions. These financial institutions can teach you about different mortgage options and help you assess all of the options at your disposal.

Furthermore, don't hesitate to ask banks and credit unions about how different types of mortgages work. This will enable you to gain the insights that you need to make an informed decision about a mortgage based on your financial situation.

If you need extra help as you prepare to pursue a house, you may want to hire a real estate agent as well. In fact, a real estate agent can help you find a high-quality house at a budget-friendly price in no time at all.




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